The Orchard Bank Platinum MasterCard® is designed for those with an average or a limited credit history who would prefer a traditional credit card over a secured or prepaid card. This card does not have an application fee, but it does charge an average annual fee that is based on your credit history. This fee is very reasonable in comparison to the amount of fees you'd pay for most prepaid cards. The interest rate for purchases is very low for this type of card, and standard cardholder benefits are also provided. However, the best feature of this card is that it reports to all three credit bureaus. |
