The Orchard Bank Silver MasterCard® is for those with an average or a limited credit history who would prefer a traditional credit card over a secured or prepaid card. This card does have an application fee, which most traditional credit cards don't have, and it charges an annual fee as well, but these fees are very reasonable in comparison to the amount of fees you'd pay for most prepaid cards. The interest rate for purchases is very low for this type of card. Standard cardholder benefits are also provided. However, the best feature of this card is that it reports to all three credit bureaus. |
